Terms of Service

Effective Date: 13 October 2025

These Terms of Service ("Terms") govern your access to and use of the website, platform, and services provided by subylinao.world, an Australian-based provider of financial education and analytical tools. By using our services, you agree to be bound by these Terms. If you do not agree, please do not use our platform.

1. Definitions

  • "subylinao.world", "we", "us", or "our" refers to subylinao.world, a provider of financial education resources and tools.
  • "You" or "user" refers to any individual or entity using our services.
  • "Services" include our website, financial planning tools, educational resources, and customer support.

2. Eligibility Requirements

To access our services, you must:

  • Be at least 18 years old.
  • Reside in Australia or a jurisdiction where our services are permitted, excluding regions where use would violate local laws.
  • Provide accurate and complete information during registration.
  • Comply with all applicable Australian laws, including financial regulations.

3. Account Creation

To use certain features of our platform, you may need to create an account and provide personal and financial information for verification, in compliance with anti-money laundering (AML) and know-your-customer (KYC) requirements under Australian law. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

4. Use of Services

By using our services, you agree to:

  • Use them solely for lawful purposes related to financial education and planning.
  • Refrain from fraudulent, abusive, or unauthorised activities, such as misusing tools or data.
  • Adhere to any applicable fees, as outlined on our website.

We reserve the right to suspend or terminate your account if you breach these Terms or engage in prohibited activities.

5. Risk Acknowledgment

Financial planning and investment decisions involve significant risks. Please review our Risk Disclosure for details. You acknowledge that:

  • Engaging with financial products may result in the loss of some or all of your capital.
  • Past performance is not indicative of future results.
  • subylinao.world does not provide personalised financial advice unless explicitly stated.

6. Fees and Payments

You agree to pay any applicable fees, such as subscriptions for premium tools or additional services, as outlined on our platform. We may update our fee structure with prior notice, in accordance with the Australian Consumer Law.

7. Intellectual Property

All content on our website and platform, including text, graphics, tools, and software, is owned by subylinao.world or our licensors and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, or modify our content without prior written permission.

8. Limitation of Liability

To the extent permitted by Australian law, including the Australian Consumer Law, subylinao.world is not liable for:

  • Losses arising from financial planning decisions or use of our services.
  • Errors or delays in financial data or platform functionality.
  • Indirect, incidental, or consequential damages resulting from the use of our services.

Nothing in these Terms excludes or limits your statutory rights under the Australian Consumer Law.

9. Termination

We may suspend or terminate your account at our discretion, for reasons such as breach of these Terms, regulatory violations, or suspected fraudulent activity. You may close your account by contacting us, subject to resolving any outstanding obligations.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be resolved in the courts of New South Wales.

11. Changes to These Terms

We may update these Terms periodically. Updates will be posted on this page with a new effective date. Continued use of our services constitutes acceptance of the updated Terms.

12. Contact Us

If you have questions about these Terms, please contact us:

Email: support@subylinao.world
Phone: +61 2 9022 2727
Address: Level 10, 99 York St, Sydney NSW 2000, Australia