Privacy Policy

Effective Date: 13 October 2025

At subylinao.world, we are committed to protecting your personal information in accordance with the Privacy Act 1988 and the Australian Privacy Principles (APPs). This Privacy Policy outlines how we collect, use, store, and safeguard your personal data when you engage with our platform, website, or services, empowering you to make informed financial decisions.

1. Information We Collect

We may collect the following types of personal information:

  • Contact Information: Your full name, email address, phone number, and other details you provide when registering, filling out forms, or contacting us.
  • Financial Information: Data required to comply with regulatory requirements, such as identity documents or proof of address, to meet anti-money laundering (AML) and know-your-customer (KYC) obligations under Australian law.
  • Usage Data: Information about your interactions with our website, including IP address, browser type, device details, and pages visited.
  • Cookies and Similar Technologies: Data collected via cookies to enhance your experience and analyse platform performance. See our Cookie Policy for details.

2. How We Use Your Information

We use your personal information to:

  • Deliver and improve our financial education tools and services tailored to your needs.
  • Comply with legal obligations, including AML and KYC requirements enforced by ASIC.
  • Communicate with you about your account, financial resources, or support queries.
  • Send promotional materials, such as newsletters about financial tools, with your explicit consent.
  • Analyse platform usage to enhance functionality and personalise your experience.

3. Legal Basis for Processing

We process your personal information based on:

  • Your explicit consent, where required (e.g., for marketing communications).
  • Contractual necessity to provide our services, such as access to financial planning tools.
  • Legal obligations, such as those mandated by ASIC or Australian financial regulations.
  • Legitimate interests, such as improving our services or preventing fraud, while respecting your privacy rights.

4. Sharing Your Information

We may share your personal information with:

  • Regulatory authorities, such as ASIC, to comply with legal requirements.
  • Trusted third-party service providers (e.g., payment processors or IT services) under strict confidentiality agreements to support our operations.
  • Government or judicial authorities, if required by law or to protect our legal rights.

We do not sell or share your personal information with third parties for commercial purposes outside of these contexts.

5. Data Security

We implement robust technical and organisational measures, including encryption and access controls, to protect your data from unauthorised access, loss, or theft. While we take all reasonableDIY reasonable precautions, no system is entirely secure.

6. Your Privacy Rights

Under the Privacy Act 1988, you have the right to:

  • Access your personal information we hold.
  • Request corrections to inaccurate or incomplete data.
  • Request deletion of your data, subject to legal obligations.
  • Object to or restrict certain data processing activities.
  • Withdraw consent for data processing, where applicable.

To exercise these rights, contact us at support@subylinao.world.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by Australian law (e.g., financial records may be kept for seven years to comply with tax regulations).

8. International Data Transfers

Your personal information may be transferred to service providers outside Australia. We ensure such transfers comply with the APPs and include appropriate safeguards to protect your data.

9. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updates will be posted on this page with a new effective date. We encourage you to review it regularly.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Email: support@subylinao.world
Phone: +61 2 9022 2727
Address: Level 10, 99 York St, Sydney NSW 2000, Australia